Terms of Use Saldo Apps

Last Updated: April 18, 2024


Saldo Apps Inc. (“we”) welcomes the users of the fintech ecosystem Saldo Apps (“you”).

We develop websites and applications for managing, monitoring, and organizing money, managing and organizing financial transactions, making payments and money transfers, purchasing goods or services, and accounting automation business.

These Terms of Use (“Terms”) apply to our websites, web applications, and applications available through the Google Play and App Store (“Saldo Apps”):

Pay attention that Mileage Tracker and Invoice Web Application is not a part of Saldo Apps, which means they have their own Terms of Use and Privacy Policy and their own subscriptions.

You can find information about your personal data and how we process it in our Privacy Policy.

If you have any questions or comments about these Terms or Saldo Apps, please contact us.


About Us

Company Name Saldo Apps Inc.
Company File Number 6483447
Legal Address USA, 19709, State of Delaware, New Castle, Middletown, 651 N Broad St Suite 201
Email [email protected] – for general questions
[email protected] – for privacy questions


Our support team is happy to assist you. You can contact us via the email addresses listed before or on the Contact Us page.

Please note that we may not respond to offensive emails or messages.

Our Agreement

These Terms and the information displayed on Saldo Apps’ pages (including prices, list, and description of the functionality) constitute the entire legally binding agreement (“Agreement”) between you and us.

By accessing, downloading, or registering the Saldo Apps, you confirm that you agree to be legally bound by and to comply with the Agreement. If you do not agree with the Agreement, stop accessing Saldo Apps.

By agreeing with the Agreement, you declare and confirm:


Restricted Persons

We do not provide access to the Saldo Apps to the Restricted Persons. We reserve the right to terminate the Agreement without compensation or refund to any of the Restricted Persons.

Restricted Persons include individuals and organizations, that:

Prohibited Activities 

You may not use Saldo Apps for any of the following prohibited activities:

Saldo Apps

Saldo Apps provides a suite of tools that help manage finances, create invoices, track expenses, and more for a wide variety of industries, such as technology, hospitality, education, transportation and logistics, professional services, etc.

Saldo Apps includes several websites and applications that provide you with different functionalities:


Account Registration

To use the Saldo Apps, you have to register an account (“Account”) in Saldo Apps.

You can register the Account through a valid and accessible Apple or Google account. 

You will have a single Account for all Saldo Apps products. You may also connect third-party apps and websites to your account.

Read more about how and what of your data we use in our Privacy Policy.

Rights to the Account

You shall not transfer or assign your Account to someone else. You may allow other users to view and edit your Saldo Apps space.

You are solely responsible for the safekeeping and security of your Account credentials and for any and all uses of your Account.

Account Problems

Please notify us immediately if:

Account Cancellation

To cancel your Account, please contact us.

Please note that if you or we cancel your Account, all of your Account information will be deleted and removed from Saldo Apps, except for what we store for some period, as indicated in our Privacy Policy. We are not responsible or liable for any consequences of the removal or deletion of the Account.

We reserve the right to deny or refuse registration of any Account or to cancel any existing Accounts.

Payments and Fees

We provide you with free access to a limited set of features.

You can purchase a monthly subscription, which grants you access to the full functionality of Saldo Apps, including Saldo Finance, Receipt Scanner, Invoice Maker and an all-in-one web version of Saldo Apps.

Please note that your subscription fee will be automatically charged unless you cancel it at least 24 hours before the billing date.

Depending on your country, the rate of foreign exchange, and the kind of payment, you can be additionally charged commission fees when paying the monthly subscription.

Your payments are processed via third-party payment processors, and we are not responsible for any errors, omissions, and all other deficiencies caused by such payment processors and for any loss, damage, or other liabilities incurred as a result of your use of such payment processors.


App Store and Google Play rules regulate any payments for the Saldo Apps made through these platforms.

The payments made through the Saldo Apps website are refundable only within 14 days of the purchase.

Third-party Websites and Services

The Saldo Apps may depend on or contain links to other websites and services. 

The access and use of the other websites and services we own or manage are subject to the relevant terms of service (or equivalents) published on such websites and services and are not governed by these Terms. 

The access and use of the other websites and services we do not control are governed by third parties and do not fall under these Terms. Our partner’s payment processing services may have their own limitations or restrictions. To ensure uninterrupted service, please make sure that your business activity complies with the legal documents (including Terms of Service and Acceptable Use Policies) of all relevant services.

We are not responsible for the content, functions, and services offered through third-party websites or services and for any loss, damage, or other liabilities incurred due to your use of such websites, services, and their content or functions. We do not control the features available or accessed through them.

You acknowledge that other terms of service (or equivalents) and privacy policies (or equivalents) apply to your use of third-party websites, services, and their content or functions. 

We expressly disclaim any responsibility or liability for any material communicated by such third-party websites and services or for any loss or damage incurred due to the use thereof.

Content and Intellectual Property

The Saldo Apps and the materials in the Saldo Apps, including text, graphics, information, images, drawings, trademarks, logos, videos, sounds, music, software, and other materials accessible or downloadable from the Saldo Apps (collectively, – “Content”), as well as copyright and other intellectual property rights to such Content, belong to us or our affiliates or is included in the Saldo Apps with the consent of the relevant owners or rights holders.

Saldo Apps and Saldo Apps’ are our registered and unregistered service marks or trademarks. Saldo Apps’ service marks or trademarks include all related product and service names, design marks, and slogans. In addition, Saldo Appsʼ trademarks, service marks, and copyrights protect the “look” and “feel” of the Saldo Apps (including color combinations, button shapes, layout, design, and all other graphical elements). You acknowledge that the Saldo Apps and any software used in connection with the Saldo Apps contain proprietary and confidential information protected by applicable intellectual property laws.

Subject to your continuous compliance with these Terms, we grant you a limited, temporary, personal, non-exclusive, non-sublicensable, revocable, non-transferable, and worldwide license to access and use the Saldo Apps and Content via the device or devices you lawfully own or control in the manner provided for in these Terms, and print out discrete information from the Saldo Apps solely for personal, non-commercial purposes, so long as you adhere to all copyright and other policies contained therein.

We may provide upgrades, modifications, updates, or additions to the Saldo Apps. The terms of this license shall apply to any such modification unless a separate license accompanies it.

The Content, or any elements thereof, shall not be used in any manner without our or relevant owners’ or rights holders’ prior written consent in any manner not provided by these Terms.

Under this license, you shall not:

Your license to access and use the Saldo Apps and Content shall be automatically revoked if you violate these Terms. We reserve all rights not expressly stated in these Terms.

We will enforce our intellectual property rights and use any remedy available under the applicable law.

Warranties and Disclaimers

The Saldo Apps and Content are provided to you “as is” and “as available”.

By accessing the Saldo Apps, you declare and confirm that you are duly informed, aware of, and have no claims, demands, or objections that any of your activity is conducted at your own risk and all results of the provision of our Saldo Apps to you are implemented solely at your own discretion and under your sole responsibility.

Saldo Apps does not provide you with legal, tax, investment, financial, or other professional advice. You use the Saldo Apps on your own initiative and are solely responsible for compliance with local laws applicable to you.

To the fullest extent permitted by law, we disclaim all warranties concerning the Saldo Apps, its functionality, Content, and any information published on the Saldo Apps, including, without restrictions, warranties of fitness for a particular purpose, merchantability, and non-infringement of intellectual property rights of third parties or other rights, as well as any warranties arising from the course of dealing or trade usage.

We do not warrant that the operation of the Saldo Apps will be uninterrupted or secure, that any defects will be corrected, or that they will be free of viruses or other harmful elements.

We do our best to keep your data safe and secure and maintain the Saldo Apps’s functionality. However, the Saldo Apps may be unavailable for various factors beyond our control, including emergencies, third-party service failures, hacker attacks, transmission, equipment or network problems or limitations, interference, and signal strength, and may be interrupted, refused, limited, or curtailed.

We are not responsible for data loss or the inability to use the Saldo Apps or Content caused due to the above.

We verify compliance with the Terms (as well as conduct Restricted Persons detection) manually and do not warrant that you comply with the Terms if you gained access to Saldo Apps.

Limitation of Liability

Our Liability

In no event shall we, our affiliates, our subcontractors, or any other team members, vendors, and all other counterparties, be liable for any direct, indirect, incidental, special, consequential, or incidental damages, including lost profits, loss of data, or damage to property, related to the use or inability to use the Saldo Apps or Content. We, our affiliates, our subcontractors, or any other team members, vendors, and all other counterparties shall not be liable for damage caused by the use of information or documents obtained through the Saldo Apps or Content, as well as as a result of errors, defects, and interruptions in the Saldo Apps, even if we were notified of such damage.

The provision of this subsection shall be applied to the fullest extent permitted by applicable law.

If any part of the provision of this subsection is found to be invalid or unenforceable for any reason or if we are otherwise found to be liable to you in any manner, then we shall be liable to you only for the real direct documented damages sustained you due to the use of the Saldo Apps our aggregate liability for all claims under such circumstances for liabilities shall not exceed the amount you paid to us under these Terms for the one (1) month preceding the incident you are claiming about.

Unless otherwise stated in these Terms, your sole remedy for any dissatisfaction with any modification or discontinuation of the Saldo Apps or with any policies or practices, including, without limitation, any change in content or any change in the amount or type of fees or charges associated with the Saldo Apps. In no event shall you seek or be entitled to injunctive or other equitable relief, nor shall you be entitled to enjoin or restrain the operation or exploitation of the Saldo Apps, advertising, or other materials issued in connection with the Saldo Apps, or any content displayed through the Saldo Apps.


You agree to defend, indemnify, and hold harmless us and our shareholders, directors, and all other officials, employees, contractors, subcontractors, vendors, and all other counterparties from and against all claims, responsibility, damages, losses, and expenses, including reasonable legal and accounting expenses, arising from:

We reserve the right to handle our legal defense however we see fit, including instances when you indemnify us. Therefore, you agree to cooperate with us to execute our strategy.

Applicable Law and Jurisdiction

These Terms shall be exclusively governed by and construed under the laws of the State of Delaware, excluding its rules on conflict of laws.

Except where prohibited by applicable law, and without limitation to any statutory rights of consumers, you agree that any dispute, conflict, claim, or controversy directly or indirectly arising out of in connection with or relating to the Saldo Apps, Content, or these Terms, including, without limitation, those relating to its validity, its construction, or its enforceability shall be resolved through amicable negotiations directly with our team following the principles of good faith and cooperation.

If we cannot reach a consensus through negotiations, the dispute shall be referred to the corresponding court of the State of Delaware according to the jurisdiction rules.

All claims shall be brought within 1 (one) year after the claim arises, except to the extent that a more extended period is required by applicable law.

Nothing in these Terms will prevent us from seeking injunctive relief with respect to a violation of these Terms or enforcement or recognition of any award or order in any appropriate jurisdiction.

Electronic Communications

By using the Saldo Apps and providing us with your contact information, you understand and agree that we may send you recommendations and information via email regarding, without limitation:

Note, however, that some email messages may be more “commercial” in nature than others, as they may advertise Saldo Apps or offers we believe you may be interested in. You may unsubscribe from receiving these emails from us by following the instructions provided in such communications.

You can read more about the rules of personal data processing in our Privacy Policy.


Termination by Us

We reserve the right at our sole discretion to modify, suspend, or discontinue the Saldo Apps, Content, features, or offers available via the Saldo Apps at any time in the following cases:

We reserve the right to take whatever lawful actions we may deem appropriate in response to actual or suspected violations of these Terms, including, without limitation, the suspension, cancellation, or termination of your license (in whole or in particular part) and access to the Account, Saldo Apps, and Content.

We will cooperate with legal authorities or third parties to investigate any suspected or alleged crime or civil wrong.

Termination by You

You may terminate the Agreement with us by canceling your Account and stopping accessing the Saldo Apps. 

Consequences of the Termination

If the Agreement is terminated, all permissions and licenses under these Terms will immediately terminate without our obligation to provide refunds.


We reserve the right to transfer our rights and obligations under these Terms to a third party, but this will not affect your rights or our obligations under these Terms.

We reserve the right to modify these Terms at any time at our sole discretion. If material changes affect your use of the Saldo Apps, we’ll notify you before the changes’ effective date via the Saldo Apps or otherwise at our sole discretion. If you continue to use the Saldo Apps, you agree to the updated version of these Terms.

If any provision of these Terms is recognized unlawful, void, or unenforceable by a relevant authority, the remaining provisions will remain valid and enforceable. Our failure to exercise or enforce any right under these Terms shall not be construed as a waiver of such right. 

A printed version of these Terms shall be admissible in judicial or administrative proceedings based on or relating to the use of the Saldo Apps to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.